Resources For You

What is a Fiduciary?

Investing

• 7 Great Investing Books for Beginners (from Morningstar)

• 3 simple model portfolios for the DIY index investor (from Money Under 30)

• Investment Policy Statement (from Bogleheads)

• How to Create an Investment Policy Statement (from Morningstar - use the accompanying PDF)

• 5 Great Tools for DIY Stock Investors (from Kiplinger)

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Healthcare Savings Account (HSA)

• Excellent and in-depth resource about HSAs (from Kindness Financial Planning) 

• The Ultimate Retirement Savings Account?  Surprise, it’s an HSA! (from Kiplinger)   

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Social Security and Medicare Guide - (from U.S. government's usa.gov)

• Social Security Administration 

• Income-Related Monthly Adjustment Amounts for 2024 (from Medicare Scholar)

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Digital Assets

• Digital asset Inventory – PDF (from Rutgers University – New Jersey Agricultural Experiment Station)

• Excel Digital Asset Inventory Spreadsheet – (from FPNW)

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Estate Planning

• Estate planning (from Investopedia) 

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Charitable Giving 

• Donor Advised Funds (DAFs)  DAFs allow you to create a charitable fund in a very tax-efficient manner that can be funded with a variety of assets. (from Investopedia)

• What is a Donor Advised Fund?  (from Fidelity Charitable) 

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Financial Independence

• Financial Independence Retire Early (FIRE) - (from Investopedia)

• The DIY Financial Plan – an hourlong podcast with a focus on FI – Financial Independence

• Physician on FIRE - website about FIRE for physicians

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Other Resources

• Find an Advisor  (from XY Planning Network) 

• AARP - Interview an Advisor (a guide from AARP on how to interview a prospective advisor)

• 2024 Tax Sheet and Calendar  (from Morningstar)

• How to check on an Investment Adviser (from FINRA BrokerCheck or call FINRA at (800) 289-9999)

• Free Annual Credit Report -  (Get credit reports from all three agencies free of charge)